Current Mortgage Rates

See below the current mortgage rates. Confused whether to go for Fixed or Variable? Click here.
Don’t forget, as Mortgage Agent, I get access to unpublished rates, rebates, discounts on appraisal and cash back offers. So, if you’d like to get the exact rates I can get you, call (647) 568-5120 now.
Rates for commercial mortgages, construction loans, HELOCs and Reverse Mortgages differ from these rates. Plus rates are subject to beacon score.

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Current Rates

Current variable mortgage rate is

1.35%

Current prime rate is

2.45%

    • Terms
    • Bank Rates
    • Payment Per $100k
    • Our Rates
    • Payment Per $100k
    • Savings
    • 6 Months
    • 3.04%
    • $475.30
    • 2.79%
    • $462.54
    • $12.76
    • 1 Year
    • 2.79%
    • $462.54
    • 1.84%
    • $415.77
    • $46.77
    • 2 Years
    • 2.94%
    • $470.17
    • 1.54%
    • $401.59
    • $68.59
    • 3 Years
    • 3.49%
    • $498.74
    • 1.54%
    • $401.59
    • $97.16
    • 4 Years
    • 3.74%
    • $512.02
    • 1.84%
    • $415.77
    • $96.25
    • 5 Years
    • 4.59%
    • $558.49
    • 2.04%
    • $425.38
    • $133.10
    • 7 Years
    • 5.35%
    • $601.69
    • 2.84%
    • $465.07
    • $136.61
    • 10 Years
    • 5.60%
    • $616.23
    • 2.79%
    • $462.54
    • $153.69
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.