Mortgage PreApproval

Get pre-approved with me. I will let you know for certain what you can afford based on bank and insurer criteria. And what your payments on a specific mortgage will be.

I can lock-in an interest rate for you for anywhere from 60 – 120 days while you shop for your perfect home. By locking in an interest rate, you are guaranteed to get a mortgage for at least that rate or better. So, if interest rates drop, your locked-in rate will drop as well. However, if the interest rates go up, your locked-in interest rate will remain the same. Thereby ensuring you get the best rate throughout the mortgage process.

In order to get pre-approved for a mortgage, a short list of information is required. Which will allow me to determine your buying power. And don’ worry, I will answer all your questions. Plus I will make sure you get the maximum benefits including tax rebates and cash back. Not only this, I will explain to you the benefits of shorter or longer mortgage terms, the latest programs available, which mortgage products will most likely meet your needs the best. Finally, I will tell you the exact closing costs involved with purchasing a home.

Getting pre-approved for a mortgage is something every potential home buyer should do before going shopping for a new home. A pre-approval will give you the confidence of knowing that financing is available, and it can put you in a very positive negotiation position against other home buyers who aren’t pre-approved.

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Amritjot Saini

(647) 568 – 5120